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Nov 12, 2013

How to Prepare for IBPS Exams (Clerical Cadre)


Banks are like back bone of the Financial system of our country. Once the bank services were limited to the urban areas but now services are also being extended to the rural areas as the rural people are utilizing the bank services. Banks services not only limited for taking deposits and giving loans but also extending their services like insurance and others. In this process the banks are increasing the number of branches and keeping the jobs in reach for the youth.  So, for getting the Clerical jobs in banking sector youth must succeed in IBPS exams.

As lot of aged employees may retire in the near future the vacant posts also may increase in coming days so, the youth must utilize this opportunity. At present there are 19 banks under IBPS, As IBPS started in 2011 there are chances that some banks may come under IBPS in the near future adding some additional jobs to the clerical cadre. 

In this process let's see the Exam structure, preparation plan for how to get good score in IBPS exams.

The method of Written Test: Written test is conducted in objective type in online method under two hours. This has five different parts. Negative marking is 0.25 marks for every wrong answer.


Part Marks
Reasoning 40
English Language  40
Numerical Ability 40
General Awareness 40
Computer Knowledge 40
Total 200

Preparation Plan: There is nothing that cannot be achieved if we read with determination.Should prepare 90 days plan for this. By doing this even the aspirants who are writing for the first time can succeed.

Reasoning: This questions are given to estimate the decision taking power of the candidate. Normally reasoning questions take some extra time compared to other questions. However if the questions are practiced through tricks it is easy to answer. Topics that reasoning part contain is Analogy, Odd Man out, Syllogism, word formation, Statement and conclusions, Statement and assumptions, Statement and arguments, Passage and conclusions, Coding decoding, Blood relations, Alphabet test, Series test, Number, ranking and time sequence , Direction sense test, Sitting arrangement, Decision making, Input output, Assertion and reasoning, Figure Series, Non-Verbal Reasoning Series test, Analogy, Odd figures, Miscellaneous test. The one and only way to easily identify the answers is through practice.  

English Language: English Grammar and Root words should be practiced. Rest of the topics have Jumbled Sentences, Prepositions, Articles. With these you can score enough marks. That is why the aspirants must focus on these topics.To Develop Vocabulary take the help of Newspapers and standard English books. The basic grammar elements like Parts of speech, Active and Passive voice, Direct - Indirect speech must be practiced. If the students are not from English medium they must allot additional time for practice.

Numerical Ability: Numerical part has lot of questions from simplification. To identify the answers easily you have to gain the grip on basic foundations like Profit and loss, Simple and compound interest problems, Time and work problems, Time and distance problems, Average problems, Simplifications, Partnerships, Percentage, Ratio and proportions, Average & Ages Ratio & Proportion, Pie charts, Number system, HCF & LCM, Number series, Approximation Wrong Number, Finding next number in series, Decimal fractions, Square root and cube root, Bar graphs, Line graphs, Case study, Mensuration, Permutations and combinations, Data tables, Probability. Have to practice a lot in such a way that, you should tell answer with mouth by seeing a question. Thoroughly scroll up and down to see the questions related to simplification. Why because they may give this questions in the end.   

General Awareness: General awareness part can be divided into two groups. 1. Standard GK 2. Current Affairs. In Standard GK you Should remember the topics like Prime minister and Presidents of countries, Currencies, Capitals. Also remember the winners of Oscar, noble and other prominent awards. and in Current affairs remember the officials of International organizations, Winners in sports, Prominent guests that come to our country, Important events. You can get all these information by reading newspapers daily, also don't forget to write all these important points in a notes. Almost 20 questions may come in this paper which are related to Banking sector. For this choose standard banking awareness books, moreover you must read financial dailies. You have to gain knowledge over the continuous consequences which are taking place like (Ex: Loan rates, Chief Official's names of the Banks, Logo's etc)., the words which are used in banks and their meanings. Also know the latest banking policies, latest RBI information.

Computer Knowledge: In this paper you can get more marks in less time. First aspirants must gain knowledge over Basic Topics related to Computer. Then concentrate on Model questions. Questions are getting harder every year. So, aspirants should know about Computers and Generations, MS Word, MS Office, Database Management, Shortcut commands. Gaining knowledge of other important topics is also an added advantage.    

Note: You can find lot of sources on the internet which may be useful for IBPS preparation. Use google to search the necessary topics, you may find the related topics and model questions.

Best of Luck!

Reference Books:

Verbal Reasoning : R.S.Agarwal
Objective Arithmetic: S.L.Gulati
Numerical Aptitude for Banking - Dilshan Publications
English for Competitive Exams - Harimohan prasad.

List of Banks Which are Recruiting through IBPS for Clerical Cadre Posts:

Andhra Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Central Bank of India, Corporation Bank, Dena Bank, Indian Bank, Indian Overseas Bank, Oriental Bank of Commerce, Punjab National Bank, Punjab & Sind Bank, Syndicate Bank, Union Bank of India, United Bank of India, UCO Bank, Vijaya Bank, IDBI Bank

Website: http://www.ibps.in/

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